Comments on: Comfort & complacency – frugality’s worst enemies

By: Goals for 2011

Goals for 2011 — Tue, 18 Jan 2011 04:37:20 +0000

[…] I’ve written before, though, I actually find it harder to reach my goals when we’re living comfortably. A tight budget keeps me accountable and forces me to live frugally. More money means more […]

By: Unexpected benefits of our cash only budget

Unexpected benefits of our cash only budget — Tue, 13 Apr 2010 23:29:21 +0000

[…] paid off our credit card debt and increased our income a little, we started getting more and more complacent about our frugality. It […]

By: How a tight budget can be a blessing

How a tight budget can be a blessing — Mon, 01 Feb 2010 12:04:47 +0000

[…] since our income increased, though, staying committed to frugality has become harder. Now that the need to plan and save isn’t quite so urgent, it’s tougher to make the […]

By: Ok, I see clearly now…

Ok, I see clearly now… — Tue, 01 Dec 2009 21:28:37 +0000

[…] This article really hit home for me. I think it captures exactly the issue. Well, that one and this one… where he says “I believed that when you had money, you were supposed to spend it on something that brought you happiness immediately.” Well hello! That’s me right there! And that’s my mother, right there. Meals out were to “treat” herself for exhausting days…I do the same! The feast and famine finances are very very common. Here I was just biting my nails on how to get to Friday with just $50, and then I magically get a check for $700 from insurance reimbursement. Of course I immediately took my hubby out to lunch ($26.00 later). […]

By: Our “no spend summer” starts this weekend | Frugal Living Tips & Money Saving Ideas | Living Well on Less

Sun, 26 Jul 2009 03:06:13 +0000

[…] and other expenses. This is only a little less than what we would spend anyway, but lately we’ve been more and more complacent. I really want to make sure we’re not tempted to go […]

By: Bobbi

Bobbi — Sat, 02 May 2009 23:16:01 +0000

I have a hard time with that too. I just try to keep my eye on the prize of retirement. :) Good luck!

By: EastTXmom

EastTXmom — Wed, 29 Apr 2009 13:34:58 +0000

Karen –

Being aware that you could fall into old habits so easily is what will keep you on the right path. It’s easy to say you’re going to cut back and not eat out, or forgo getting your hair colored by your hairstylist (this one kills me!) and stick to it. It takes a lot of work to replace old habits with new ones. Our society is big on instant gratification and when I see my neighbors driving new vehicles while I drive a six-year old one, I have to remind myself they’re out $$$ every month while I’m able to hold onto mine and watch it grow.

Hang in there, you can do it!!!