postpass2<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	
	>
<channel>
	<title>
	Comments on: Our first zero-based budget	</title>
	<atom:link href="https://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/feed/" rel="self" type="application/rss+xml" />
	<link>https://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/</link>
	<description>Simply Frugal. Simply Healthy. Simply Happy.</description>
	<lastBuildDate>Fri, 19 Aug 2011 22:11:57 +0000</lastBuildDate>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=7.0.7</generator>
	<item>
		<title>
		By: Are you managing your money, or is it managing you? — Living Well on Less		</title>
		<link>https://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/comment-page-1/#comment-9361</link>

		<dc:creator><![CDATA[Are you managing your money, or is it managing you? — Living Well on Less]]></dc:creator>
		<pubDate>Tue, 25 Aug 2009 12:03:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/#comment-9361</guid>

					<description><![CDATA[[...] Zero-based budgeting is the easiest way I&#8217;ve found to do this. If you&#8217;re setting up your first budget, don&#8217;t look at expenses first; look at income. Zero-based budgeting forces you to divvy up your income based on exactly what you earn. It allows for greater flexibility in your income. Some months you may earn more. Some months you have extra expenses. Creating a budget every month based on the money you have allows you to stay in control. [...]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Zero-based budgeting is the easiest way I&#8217;ve found to do this. If you&#8217;re setting up your first budget, don&#8217;t look at expenses first; look at income. Zero-based budgeting forces you to divvy up your income based on exactly what you earn. It allows for greater flexibility in your income. Some months you may earn more. Some months you have extra expenses. Creating a budget every month based on the money you have allows you to stay in control. [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: New to frugality? What to do first &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less		</title>
		<link>https://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/comment-page-1/#comment-6326</link>

		<dc:creator><![CDATA[New to frugality? What to do first &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less]]></dc:creator>
		<pubDate>Wed, 17 Jun 2009 12:05:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/#comment-6326</guid>

					<description><![CDATA[[...] the beginning. Don&#8217;t try to deprive yourself or make drastic changes at first. Just create a zero-based budget to ensure that you&#8217;re not spending more than your income. I use Mint.com to set limits on our [...]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] the beginning. Don&#8217;t try to deprive yourself or make drastic changes at first. Just create a zero-based budget to ensure that you&#8217;re not spending more than your income. I use Mint.com to set limits on our [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Celebrating our first (frugal) year of marriage &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less		</title>
		<link>https://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/comment-page-1/#comment-5414</link>

		<dc:creator><![CDATA[Celebrating our first (frugal) year of marriage &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less]]></dc:creator>
		<pubDate>Sun, 24 May 2009 12:07:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/#comment-5414</guid>

					<description><![CDATA[[...] We learned to create and follow a budget. [...]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] We learned to create and follow a budget. [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Classic frugal mistakes newbies make &#8212; Living Well on Less		</title>
		<link>https://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/comment-page-1/#comment-491</link>

		<dc:creator><![CDATA[Classic frugal mistakes newbies make &#8212; Living Well on Less]]></dc:creator>
		<pubDate>Sun, 30 Nov 2008 18:29:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/#comment-491</guid>

					<description><![CDATA[[...] love zero-based budgeting. The only problem is that it&#8217;s very easy to assign all of your income to various expenses [...]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] love zero-based budgeting. The only problem is that it&#8217;s very easy to assign all of your income to various expenses [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Savings vs. debt: What&#8217;s your priority? &#171; Living Well on Less		</title>
		<link>https://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/comment-page-1/#comment-20</link>

		<dc:creator><![CDATA[Savings vs. debt: What&#8217;s your priority? &#171; Living Well on Less]]></dc:creator>
		<pubDate>Sun, 17 Aug 2008 16:32:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.livingwellonless.com/2008/08/07/our-first-zero-based-budget/#comment-20</guid>

					<description><![CDATA[[...] we set our first zero-based budget, we struggled with this one. Right now we&#8217;re focusing on paying down credit card debt. As of [...]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] we set our first zero-based budget, we struggled with this one. Right now we&#8217;re focusing on paying down credit card debt. As of [&#8230;]</p>
]]></content:encoded>
		
			</item>
	</channel>
</rss>